CLEARFIELD – Central PA Community Action, in cooperation with the Pennsylvania Housing Finance (PHFA) Agency, is pleased to offer a workshop for first-time home buyers on Saturday, May 16, from 10:00 a.m. to 4:00 p.m. The workshop will focus on educating participants on the steps to finding, financing, and purchasing a home.
Topics will include saving and budgeting for homeownership, the benefits of owning, understanding credit, the home buying process, and avoiding predatory lenders. The workshop will also provide attendees with information on mortgages available to first-time buyers and how to benefit from the 2009 first-time buyer tax credit of up to $8,000.
This workshop is a great opportunity to learn the basics of homeownership for anyone that is interested in purchasing a home in the current market or in the distant future. Participation in this workshop, which is certified by PHFA, fulfills requirements many lenders are now asking of borrowers. With home prices and interest rates falling, now can be the perfect opportunity for many first-time buyers. The workshop may also be beneficial to those struggling with poor credit or down payment issues.
The six hour workshop will be held at CPCA’s Clearfield office located at 214 East Cherry Street. The seminar will meet on May 16, from 10:00 a.m. to 4:00 p.m. There is no cost to attend, and complimentary lunch will be provided. Anyone interested in attending should contact Tia Lansberry or Jarod Taylor at 814-765-1551 or 1-800-822-2610.